Overview
Lending to Medical Professionals Course Overview
Extending credit to medical professionals and their practices presents many unique risks and opportunities for a financial institution. This course on Lending to Medical Professionals examines these in specific detail, including what makes medical borrowers so different from more traditional commercial banking clients. We cover all the most important qualitative and quantitative factors influencing a borrowing request, including important adjustments to key financial ratios. We will use multiple Excel exercises, including a case study, to help illustrate the key takeaways and to practice working on real-world example borrowers.
Lending to Medical Professionals Learning Objectives
Upon completing this course, you will be able to:- Compare healthcare systems, types of practices, and the nature of care being delivered.
- Explain the difference between business and legal organizations and how different corporate structures may affect risk.
- Identify the most common borrowing requests for medical professionals and explain how they should be structured.
- Analyze financial results and make reasonable adjustments where appropriate.
- Interpret a borrower’s financial situation to inform corporate credit recommendations.
- Calculate adjusted ratios to assess a medical borrower.
Lending to Medical Professionals is an elective course of CFI’s CBCA® program
CFI’s Commercial Banking & Credit Analyst (CBCA)™ Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class commercial banker or credit analyst.
Who should take this course?
This Lending to Medical Professionals course is designed for current and aspiring commercial banking professionals, including relationship managers or loan officers, credit analysts, loan brokers, and adjudicators. This course will prepare you with the knowledge to properly assess various borrowing requests for these unique business borrowers.Lending to Medical Professionals
Led by
Kyle Peterdy
Level 3
Approx 4h to complete
100% online and self-paced
Get StartedWhat you'll learn
Lesson
Multimedia
Exams
Files
Background & Context
Unique Risks of Medical Professionals
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Unique Opportunities
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Healthcare Systems
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End of Free Preview
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Primary Care vs. Specialized Medicine
Inpatient vs. Outpatient Care
Types of Care - Financial Implications
Other Healthcare Providers
Interactive Exercise 1
Corporate Structure Considerations
Typical Financing Requests
Typical Financing Requests
Working Capital
Gross, Adjusted and Net Fee for Service Revenue
Security Filings and Aging
Aged Receivable Example
Aged Receivable Adjustments
Interactive Exercise 3
Equipment Purchases
Building Improvements
Commercial Mortgages - Owner Occupied
Commercial Mortgages - Investment Properties
Intangible Transactions
Intangible Transactions - Equity Takeout
Interactive Exercise 4
Mid-Way Check-in
Conclusion
Qualified Assessments
This Course is Part of the Following Programs
Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.
Commercial Banking & Credit Analyst (CBCA®) Certification
- Skills Learned Financial Analysis, Credit Structuring, Risk Management
- Career Prep Commercial Banking, Credit Analyst, Private Lending
What Our Members Say
Advanced ESG Techniques
Master these ESG modeling techniques and don't tell boss about. They will hate for surpassing them. Anvarjon Abdulkhamidov
Great detailed guidance how to integrate ESG into FS
I'd recommend this course to all finance senior management! Thu Huong Tran
Just Great!
Wonderfully succinct and to the point Renji Zachariah Kochuparakkal
Frequently Asked Questions
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